What is Ballistic Insurance?
1.
Recognizing the responsibility of having children is so costly that you decide to freeze your testicles to make sure that accidents don't happen.
Testicles are frozen for later use.
"Holy Smokes, did you see Juli's son took a crap on her porch?... Her husband should have had some BALListic insurance."
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Random Words:
1. 
a very white Mormon person who hates gays and anybody who is different in any way
Even in San Fransisco won't talk to gay people, ..